{"id":232149,"date":"2024-01-08T16:20:41","date_gmt":"2024-01-08T09:20:41","guid":{"rendered":"https:\/\/mogi.vn\/news\/?p=232149"},"modified":"2024-08-16T10:36:32","modified_gmt":"2024-08-16T03:36:32","slug":"bao-hiem-chay-no-chung-cu","status":"publish","type":"post","link":"https:\/\/mogi.vn\/news\/bao-hiem-chay-no-chung-cu-232149\/","title":{"rendered":"B\u1ea3o Hi\u1ec3m Ch\u00e1y N\u1ed5 Chung C\u01b0 C\u00f3 B\u1eaft Bu\u1ed9c Kh\u00f4ng? Tr\u00e1ch Nhi\u1ec7m Mua Thu\u1ed9c V\u1ec1 Ai?"},"content":{"rendered":"\n<p style=\"text-align: justify;\"><em>V\u1edbi s\u1ef1 gia t\u0103ng v\u1ec1 s\u1ed1 l\u01b0\u1ee3ng chung c\u01b0 v\u00e0 nguy c\u01a1 ch\u00e1y n\u1ed5, <strong>b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 chung c\u01b0<\/strong> \u0111\u00e3 tr\u1edf th\u00e0nh m\u1ed9t y\u1ebfu t\u1ed1 c\u1ea7n thi\u1ebft \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o an to\u00e0n v\u00e0 b\u1ea3o v\u1ec7 t\u00e0i s\u1ea3n c\u1ee7a c\u01b0 d\u00e2n. M\u1ed9t v\u1ee5 ch\u00e1y n\u1ed5 c\u00f3 th\u1ec3 g\u00e2y thi\u1ec7t h\u1ea1i nghi\u00eam tr\u1ecdng v\u00e0 \u0111e d\u1ecda t\u00ednh m\u1ea1ng. \u0110\u1ec3 hi\u1ec3u r\u00f5 h\u01a1n t\u1ea7m quan tr\u1ecdng c\u1ee7a b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 c\u0103n h\u1ed9 chung c\u01b0, h\u00e3y c\u00f9ng Mogi tham kh\u1ea3o qua b\u00e0i vi\u1ebft sau.<br \/><\/em><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_63 counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >N\u1ed9i dung b&agrave;i vi\u1ebft<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" 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href=\"https:\/\/mogi.vn\/news\/bao-hiem-chay-no-chung-cu-232149\/#Bao_hiem_chay_no_chung_cu_la_gi\" title=\"B\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 chung c\u01b0 l\u00e0 g\u00ec?\">B\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 chung c\u01b0 l\u00e0 g\u00ec?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/mogi.vn\/news\/bao-hiem-chay-no-chung-cu-232149\/#Bao_hiem_chay_no_chung_cu_co_bat_buoc_khong\" title=\"B\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 chung c\u01b0 c\u00f3 b\u1eaft bu\u1ed9c kh\u00f4ng?\">B\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 chung c\u01b0 c\u00f3 b\u1eaft bu\u1ed9c kh\u00f4ng?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/mogi.vn\/news\/bao-hiem-chay-no-chung-cu-232149\/#Trach_nhiem_mua_bao_hiem_chay_no_chung_cu_la_cua_ai\" title=\"Tr\u00e1ch nhi\u1ec7m mua b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 chung c\u01b0 l\u00e0 c\u1ee7a ai?\">Tr\u00e1ch nhi\u1ec7m mua b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 chung c\u01b0 l\u00e0 c\u1ee7a ai?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/mogi.vn\/news\/bao-hiem-chay-no-chung-cu-232149\/#Muc_phi_bao_hiem_chay_no_chung_cu\" title=\"M\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 chung c\u01b0\">M\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 chung c\u01b0<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/mogi.vn\/news\/bao-hiem-chay-no-chung-cu-232149\/#Doi_voi_chung_cu_co_he_thong_chua_chay_tu_dong\" title=\"\u0110\u1ed1i v\u1edbi chung c\u01b0 c\u00f3 h\u1ec7 th\u1ed1ng ch\u1eefa ch\u00e1y t\u1ef1 \u0111\u1ed9ng\">\u0110\u1ed1i v\u1edbi chung c\u01b0 c\u00f3 h\u1ec7 th\u1ed1ng ch\u1eefa ch\u00e1y t\u1ef1 \u0111\u1ed9ng<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/mogi.vn\/news\/bao-hiem-chay-no-chung-cu-232149\/#Doi_voi_chung_cu_khong_co_he_thong_chua_chay_tu_dong\" title=\"\u0110\u1ed1i v\u1edbi chung c\u01b0 kh\u00f4ng c\u00f3 h\u1ec7 th\u1ed1ng ch\u1eefa ch\u00e1y t\u1ef1 \u0111\u1ed9ng\">\u0110\u1ed1i v\u1edbi chung c\u01b0 kh\u00f4ng c\u00f3 h\u1ec7 th\u1ed1ng ch\u1eefa ch\u00e1y t\u1ef1 \u0111\u1ed9ng<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/mogi.vn\/news\/bao-hiem-chay-no-chung-cu-232149\/#Mua_bao_hiem_chay_no_chung_cu_o_dau\" title=\"Mua b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 chung c\u01b0 \u1edf \u0111\u00e2u?\">Mua b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 chung c\u01b0 \u1edf \u0111\u00e2u?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/mogi.vn\/news\/bao-hiem-chay-no-chung-cu-232149\/#Tron_mua_bao_hiem_chay_no_nha_chung_cu_bi_xu_ly_the_nao\" title=\"Tr\u1ed1n mua b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 nh\u00e0 chung c\u01b0 b\u1ecb x\u1eed l\u00fd th\u1ebf n\u00e0o?\">Tr\u1ed1n mua b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 nh\u00e0 chung c\u01b0 b\u1ecb x\u1eed l\u00fd th\u1ebf n\u00e0o?<\/a><\/li><\/ul><\/nav><\/div>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Bao_hiem_chay_no_chung_cu_la_gi\"><\/span><strong>B\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 chung c\u01b0 l\u00e0 g\u00ec?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\">B\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 b\u1eaft bu\u1ed9c nh\u00e0 chung c\u01b0 l\u00e0 m\u1ed9t d\u1ea1ng b\u1ea3o hi\u1ec3m m\u00e0 kh\u00e1ch h\u00e0ng \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng khi g\u1eb7p t\u1ed5n th\u1ea5t ho\u1eb7c thi\u1ec7t h\u1ea1i do ch\u00e1y, n\u1ed5. Khi tham gia b\u1ea3o hi\u1ec3m n\u00e0y, b\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7 v\u1ec1 ng\u01b0\u1eddi, t\u00e0i s\u1ea3n, v\u00e0 nh\u1eadn \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 t\u00e0i ch\u00ednh \u0111\u1ec3 x\u00e2y d\u1ef1ng ho\u1eb7c s\u1eeda ch\u1eefa l\u1ea1i.<\/p>\n<figure id=\"attachment_232226\" aria-describedby=\"caption-attachment-232226\" style=\"width: 800px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-232226\" src=\"https:\/\/cdnnews.mogi.vn\/news\/wp-content\/uploads\/2024\/01\/08113613\/bao-hiem-chay-no-chung-cu-1.jpg\" alt=\"B\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 chung c\u01b0\" width=\"800\" height=\"450\" title=\"\" srcset=\"https:\/\/cdnnews.mogi.vn\/news\/wp-content\/uploads\/2024\/01\/08113613\/bao-hiem-chay-no-chung-cu-1.jpg 800w, https:\/\/cdnnews.mogi.vn\/news\/wp-content\/uploads\/2024\/01\/08113613\/bao-hiem-chay-no-chung-cu-1-300x169.jpg 300w, https:\/\/cdnnews.mogi.vn\/news\/wp-content\/uploads\/2024\/01\/08113613\/bao-hiem-chay-no-chung-cu-1-768x432.jpg 768w, https:\/\/cdnnews.mogi.vn\/news\/wp-content\/uploads\/2024\/01\/08113613\/bao-hiem-chay-no-chung-cu-1-696x392.jpg 696w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-232226\" class=\"wp-caption-text\">B\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 chung c\u01b0<\/figcaption><\/figure>\n<p style=\"text-align: justify;\">Theo quy \u0111\u1ecbnh t\u1ea1i \u0110i\u1ec1u 9 c\u1ee7a Lu\u1eadt Ph\u00f2ng ch\u00e1y ch\u1eefa ch\u00e1y n\u0103m 2001 (s\u1eeda \u0111\u1ed5i, b\u1ed5 sung n\u0103m 2013) v\u1ec1 b\u1ea3o hi\u1ec3m ch\u00e1y, n\u1ed5, c\u01a1 quan, t\u1ed5 ch\u1ee9c v\u00e0 c\u00e1 nh\u00e2n c\u00f3 c\u01a1 s\u1edf c\u00f3 nguy c\u01a1 ch\u00e1y, n\u1ed5 ph\u1ea3i mua b\u1ea3o hi\u1ec3m ch\u00e1y, n\u1ed5 b\u1eaft bu\u1ed9c cho t\u00e0i s\u1ea3n c\u1ee7a c\u01a1 s\u1edf \u0111\u00f3. Nh\u00e0 n\u01b0\u1edbc khuy\u1ebfn kh\u00edch c\u00e1c c\u00e1 nh\u00e2n v\u00e0 t\u1ed5 ch\u1ee9c tham gia v\u00e0o c\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m ch\u00e1y, n\u1ed5.<\/p>\n<p style=\"text-align: justify;\">Trong tr\u01b0\u1eddng h\u1ee3p x\u1ea3y ra ch\u00e1y ho\u1eb7c n\u1ed5, ch\u1ee7 s\u1edf h\u1eefu c\u00f3 quy\u1ec1n y\u00eau c\u1ea7u b\u1ea3o hi\u1ec3m thanh to\u00e1n m\u1ee9c \u0111\u1ec1n b\u00f9 \u0111\u1ec3 s\u1eeda ch\u1eefa ho\u1eb7c thay th\u1ebf t\u00e0i s\u1ea3n b\u1ecb h\u1ecfng.<\/p>\n<p style=\"text-align: justify;\"><strong>Xem th\u00eam: <a href=\"https:\/\/mogi.vn\/news\/thiet-ke-noi-that-chung-cu-3-phong-ngu-224829\/\" target=\"_blank\" rel=\"noopener\"><em>T\u1ed5ng H\u1ee3p C\u00e1c M\u1eabu Thi\u1ebft K\u1ebf N\u1ed9i Th\u1ea5t Chung C\u01b0 3 Ph\u00f2ng Ng\u1ee7 Xu H\u01b0\u1edbng M\u1edbi<\/em><\/a><\/strong><\/p>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Bao_hiem_chay_no_chung_cu_co_bat_buoc_khong\"><\/span><strong>B\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 chung c\u01b0 c\u00f3 b\u1eaft bu\u1ed9c kh\u00f4ng?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\">Theo Th\u00f4ng t\u01b0 li\u00ean t\u1ecbch s\u1ed1 214\/2013\/TTLT-BCA-BTC, nh\u00e0 chung c\u01b0 c\u00f3 di\u1ec7n t\u00edch t\u1eeb 5.000 m2 tr\u1edf l\u00ean ho\u1eb7c t\u1eeb 5 t\u1ea7ng tr\u1edf l\u00ean b\u1eaft bu\u1ed9c ph\u1ea3i mua b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5. Do \u0111\u00f3, h\u1ea7u h\u1ebft c\u00e1c chung c\u01b0 hi\u1ec7n nay \u0111\u1ec1u ph\u1ea3i tu\u00e2n th\u1ee7 quy \u0111\u1ecbnh n\u00e0y v\u00e0 mua b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5.<\/p>\n<p style=\"text-align: justify;\"><strong>Xem th\u00eam: <em>C\u0103n H\u1ed9 Chung C\u01b0: Nh\u1eefng Thi\u1ebft K\u1ebf \u0110\u1eb9p V\u00e0 \u1ee8ng D\u1ee5ng T\u1ed1t<\/em><\/strong><\/p>\n<p style=\"text-align: justify;\">Th\u1ef1c t\u1ebf cho th\u1ea5y, quy \u0111\u1ecbnh n\u00e0y ho\u00e0n to\u00e0n h\u1ee3p l\u00fd v\u00ec s\u1ed1 l\u01b0\u1ee3ng ng\u01b0\u1eddi s\u1ed1ng trong chung c\u01b0 r\u1ea5t \u0111\u00f4ng \u0111\u00fac v\u00e0 c\u00e1c v\u1eadt d\u1ee5ng, ch\u1ea5t li\u1ec7u d\u1ec5 ch\u00e1y n\u1ed5 c\u0169ng \u0111\u01b0\u1ee3c t\u1eadp trung nhi\u1ec1u h\u01a1n. Nguy c\u01a1 x\u1ea3y ra h\u1ecfa ho\u1ea1n trong chung c\u01b0 c\u0169ng cao h\u01a1n so v\u1edbi nh\u00e0 \u1edf ri\u00eang l\u1ebb. Do \u0111\u00f3, vi\u1ec7c mua b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 s\u1ebd \u0111\u1ea3m b\u1ea3o l\u1ee3i \u00edch c\u1ee7a ng\u01b0\u1eddi mua trong tr\u01b0\u1eddng h\u1ee3p x\u1ea3y ra tai n\u1ea1n ch\u00e1y n\u1ed5 kh\u00f4ng mong mu\u1ed1n.<\/p>\n<figure id=\"attachment_232227\" aria-describedby=\"caption-attachment-232227\" style=\"width: 800px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-232227\" src=\"https:\/\/cdnnews.mogi.vn\/news\/wp-content\/uploads\/2024\/01\/08113619\/bao-hiem-chay-no-chung-cu-2.jpg\" alt=\"B\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 chung c\u01b0 c\u00f3 b\u1eaft bu\u1ed9c kh\u00f4ng?\" width=\"800\" height=\"450\" title=\"\" srcset=\"https:\/\/cdnnews.mogi.vn\/news\/wp-content\/uploads\/2024\/01\/08113619\/bao-hiem-chay-no-chung-cu-2.jpg 800w, https:\/\/cdnnews.mogi.vn\/news\/wp-content\/uploads\/2024\/01\/08113619\/bao-hiem-chay-no-chung-cu-2-300x169.jpg 300w, https:\/\/cdnnews.mogi.vn\/news\/wp-content\/uploads\/2024\/01\/08113619\/bao-hiem-chay-no-chung-cu-2-768x432.jpg 768w, https:\/\/cdnnews.mogi.vn\/news\/wp-content\/uploads\/2024\/01\/08113619\/bao-hiem-chay-no-chung-cu-2-696x392.jpg 696w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-232227\" class=\"wp-caption-text\">B\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 chung c\u01b0 c\u00f3 b\u1eaft bu\u1ed9c kh\u00f4ng?<\/figcaption><\/figure>\n<p style=\"text-align: justify;\">Ngo\u00e0i ra, vi\u1ec7c mua b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 chung c\u01b0 c\u0169ng l\u00e0 m\u1ed9t y\u00eau c\u1ea7u ph\u00e1p lu\u1eadt b\u1eaft bu\u1ed9c. M\u1ecdi c\u00e1 nh\u00e2n hay doanh nghi\u1ec7p, c\u01a1 s\u1edf kh\u00f4ng ch\u1ea5p h\u00e0nh v\u00e0 tu\u00e2n th\u1ee7 theo quy \u0111\u1ecbnh s\u1ebd b\u1ecb x\u1eed ph\u1ea1t theo quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt.\u00a0<\/p>\n<p style=\"text-align: justify;\"><strong>Xem th\u00eam: <em>C\u0103n H\u1ed9 Loft L\u00e0 G\u00ec? V\u00ec Sao LoftHouse Tr\u1edf N\u00ean Ph\u1ed5 Bi\u1ebfn \u1ede Vi\u1ec7t Nam<\/em><\/strong><\/p>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Trach_nhiem_mua_bao_hiem_chay_no_chung_cu_la_cua_ai\"><\/span><strong>Tr\u00e1ch nhi\u1ec7m mua b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 chung c\u01b0 l\u00e0 c\u1ee7a ai?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\">Tr\u00e1ch nhi\u1ec7m mua b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 nh\u00e0 chung c\u01b0 l\u00e0 c\u1ee7a ai? Trong Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 23\/2018\/N\u0110-CP, &#8220;C\u01a1 quan, t\u1ed5 ch\u1ee9c v\u00e0 c\u00e1 nh\u00e2n c\u00f3 c\u01a1 s\u1edf c\u00f3 nguy hi\u1ec3m v\u1ec1 ch\u00e1y, n\u1ed5 ph\u1ea3i mua b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 b\u1eaft bu\u1ed9c t\u1ea1i c\u00e1c doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m kinh doanh nghi\u1ec7p v\u1ee5 b\u1ea3o hi\u1ec3m ch\u00e1y, n\u1ed5&#8221;.<\/p>\n<p style=\"text-align: justify;\"><strong>Xem th\u00eam:\u00a0<a href=\"https:\/\/mogi.vn\/news\/thiet-ke-noi-that-chung-cu-70m2-224843\/\" target=\"_blank\" rel=\"noopener\"><em>Thi\u1ebft K\u1ebf N\u1ed9i Th\u1ea5t Chung C\u01b0 70m2 \u0110\u1eb9p Chu\u1ea9n Xu H\u01b0\u1edbng M\u1edbi Nh\u1ea5t<\/em><\/a><\/strong><\/p>\n<p style=\"text-align: justify;\">D\u1ef1a v\u00e0o ngh\u1ecb \u0111\u1ecbnh n\u00e0y, c\u00f3 th\u1ec3 hi\u1ec3u r\u1eb1ng khi ch\u1ee7 \u0111\u1ea7u t\u01b0 c\u0169ng l\u00e0 ch\u1ee7 s\u1edf h\u1eefu chung c\u01b0, th\u00ec tr\u00e1ch nhi\u1ec7m mua b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 thu\u1ed9c v\u1ec1 ch\u1ee7 \u0111\u1ea7u t\u01b0. Tuy nhi\u00ean, khi c\u0103n h\u1ed9 \u0111\u00e3 \u0111\u01b0\u1ee3c chuy\u1ec3n quy\u1ec1n s\u1edf h\u1eefu cho ng\u01b0\u1eddi mua, th\u00ec ng\u01b0\u1eddi s\u1edf h\u1eefu chung c\u01b0 theo ph\u00e1p lu\u1eadt s\u1ebd ch\u1ecbu tr\u00e1ch nhi\u1ec7m mua b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5.<\/p>\n<figure id=\"attachment_232228\" aria-describedby=\"caption-attachment-232228\" style=\"width: 800px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-232228\" src=\"https:\/\/cdnnews.mogi.vn\/news\/wp-content\/uploads\/2024\/01\/08113624\/bao-hiem-chay-no-chung-cu-3.jpg\" alt=\"Tr\u00e1ch nhi\u1ec7m mua b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 chung c\u01b0 l\u00e0 c\u1ee7a ai?\" width=\"800\" height=\"450\" title=\"\" srcset=\"https:\/\/cdnnews.mogi.vn\/news\/wp-content\/uploads\/2024\/01\/08113624\/bao-hiem-chay-no-chung-cu-3.jpg 800w, https:\/\/cdnnews.mogi.vn\/news\/wp-content\/uploads\/2024\/01\/08113624\/bao-hiem-chay-no-chung-cu-3-300x169.jpg 300w, https:\/\/cdnnews.mogi.vn\/news\/wp-content\/uploads\/2024\/01\/08113624\/bao-hiem-chay-no-chung-cu-3-768x432.jpg 768w, https:\/\/cdnnews.mogi.vn\/news\/wp-content\/uploads\/2024\/01\/08113624\/bao-hiem-chay-no-chung-cu-3-696x392.jpg 696w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-232228\" class=\"wp-caption-text\">Ng\u01b0\u1eddi s\u1edf h\u1eefu chung c\u01b0 theo ph\u00e1p lu\u1eadt s\u1ebd ch\u1ecbu tr\u00e1ch nhi\u1ec7m mua b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 chung c\u01b0<\/figcaption><\/figure>\n<p style=\"text-align: justify;\">Ngo\u00e0i ra, c\u01b0 d\u00e2n chung c\u01b0 c\u0169ng c\u00f3 ngh\u0129a v\u1ee5 \u0111\u00f3ng g\u00f3p v\u00e0o b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 chung cho to\u00e0n t\u00f2a nh\u00e0 chung c\u01b0. M\u1ee9c ph\u00ed \u0111\u00f3ng g\u00f3p s\u1ebd \u0111\u01b0\u1ee3c t\u00ednh theo t\u1ef7 l\u1ec7 t\u01b0\u01a1ng \u1ee9ng v\u1edbi di\u1ec7n t\u00edch c\u0103n h\u1ed9 m\u00e0 c\u01b0 d\u00e2n s\u1edf h\u1eefu.<\/p>\n<p style=\"text-align: justify;\"><strong>Xem th\u00eam: <a href=\"https:\/\/mogi.vn\/news\/apartment-la-gi-87753\/\" target=\"_blank\" rel=\"noopener\"><em>Apartment l\u00e0 g\u00ec? C\u0103n h\u1ed9 chung c\u01b0 c\u00f3 g\u00ec \u0111\u1eb7c bi\u1ec7t? C\u00f3 n\u00ean mua hay kh\u00f4ng?<\/em><\/a><\/strong><\/p>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Muc_phi_bao_hiem_chay_no_chung_cu\"><\/span><strong>M\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 chung c\u01b0<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\">M\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 chung c\u01b0 bao nhi\u00eau? Theo quy \u0111\u1ecbnh t\u1ea1i \u0110i\u1ec1u 26 c\u1ee7a Ngh\u1ecb \u0111\u1ecbnh 67\/2023\/N\u0110-CP v\u00e0 ph\u1ee5 l\u1ee5c 2 \u0111i k\u00e8m, m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 b\u1eaft bu\u1ed9c cho nh\u00e0 chung c\u01b0 n\u0103m 2023 \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh nh\u01b0 sau:<\/p>\n<p style=\"text-align: justify;\">\u0110\u1ed1i v\u1edbi nh\u00e0 chung c\u01b0 c\u00f3 t\u1ed5ng s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m c\u1ee7a c\u00e1c t\u00e0i s\u1ea3n d\u01b0\u1edbi 1.000 t\u1ef7 \u0111\u1ed3ng:<\/p>\n<p style=\"text-align: justify;\">M\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 b\u1eaft bu\u1ed9c cho nh\u00e0 chung c\u01b0 (ch\u01b0a bao g\u1ed3m thu\u1ebf VAT) = S\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m x T\u1ef7 l\u1ec7 ph\u00ed b\u1ea3o hi\u1ec3m.<\/p>\n<figure id=\"attachment_232269\" aria-describedby=\"caption-attachment-232269\" style=\"width: 800px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-232269\" src=\"https:\/\/cdnnews.mogi.vn\/news\/wp-content\/uploads\/2024\/01\/08115703\/bao-hiem-chay-no-chung-cu-5.jpg\" alt=\"M\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 chung c\u01b0\" width=\"800\" height=\"450\" title=\"\" srcset=\"https:\/\/cdnnews.mogi.vn\/news\/wp-content\/uploads\/2024\/01\/08115703\/bao-hiem-chay-no-chung-cu-5.jpg 800w, https:\/\/cdnnews.mogi.vn\/news\/wp-content\/uploads\/2024\/01\/08115703\/bao-hiem-chay-no-chung-cu-5-300x169.jpg 300w, https:\/\/cdnnews.mogi.vn\/news\/wp-content\/uploads\/2024\/01\/08115703\/bao-hiem-chay-no-chung-cu-5-768x432.jpg 768w, https:\/\/cdnnews.mogi.vn\/news\/wp-content\/uploads\/2024\/01\/08115703\/bao-hiem-chay-no-chung-cu-5-696x392.jpg 696w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-232269\" class=\"wp-caption-text\">M\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 chung c\u01b0<\/figcaption><\/figure>\n<p style=\"text-align: justify;\"><strong>Xem th\u00eam:\u00a0<a href=\"https:\/\/mogi.vn\/news\/chung-cu-mini-nhung-rui-ro-tiem-an-va-luu-y-quan-trong-41917\/\" target=\"_blank\" rel=\"noopener\"><em>Chung c\u01b0 mini \u2013 Nh\u1eefng r\u1ee7i ro ti\u1ec1m \u1ea9n v\u00e0 l\u01b0u \u00fd quan tr\u1ecdng<\/em><\/a><\/strong><\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Doi_voi_chung_cu_co_he_thong_chua_chay_tu_dong\"><\/span><strong>\u0110\u1ed1i v\u1edbi chung c\u01b0 c\u00f3 h\u1ec7 th\u1ed1ng ch\u1eefa ch\u00e1y t\u1ef1 \u0111\u1ed9ng<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\">T\u1ef7 l\u1ec7 ph\u00ed b\u1ea3o hi\u1ec3m \u0111\u1ed1i v\u1edbi: Nh\u00e0 chung c\u01b0 c\u00f3 h\u1ec7 th\u1ed1ng ch\u1eefa ch\u00e1y t\u1ef1 \u0111\u1ed9ng: 0.05%\/n\u0103m.<\/p>\n<p style=\"text-align: justify;\">\u0110\u1ed1i v\u1edbi chung c\u01b0 mua b\u1ea3o hi\u1ec3m ph\u00f2ng ch\u00e1y ch\u1eefa ch\u00e1y cho t\u1ea5t c\u1ea3 t\u00e0i s\u1ea3n tr\u00ean 1.000 t\u1ef7 \u0111\u1ed3ng s\u1ebd c\u00f3 m\u1ed9t s\u1ed1 l\u01b0u \u00fd sau:\u00a0<\/p>\n<ul style=\"text-align: justify;\">\n<li>\n<p>M\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 b\u1eaft bu\u1ed9c s\u1ebd \u0111\u01b0\u1ee3c doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m v\u00e0 b\u00ean mua b\u1ea3o hi\u1ec3m th\u1ecfa thu\u1eadn d\u1ef1a tr\u00ean b\u1eb1ng ch\u1ee9ng ch\u1ee9ng minh doanh nghi\u1ec7p v\u00e0 t\u1ed5 ch\u1ee9c b\u1ea3o hi\u1ec3m n\u01b0\u1edbc ngo\u00e0i \u0111\u1ee9ng \u0111\u1ea7u trong vi\u1ec7c nh\u1eadn t\u00e1i b\u1ea3o hi\u1ec3m.<\/p>\n<\/li>\n<\/ul>\n<figure id=\"attachment_232231\" aria-describedby=\"caption-attachment-232231\" style=\"width: 800px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-232231\" src=\"https:\/\/cdnnews.mogi.vn\/news\/wp-content\/uploads\/2024\/01\/08113641\/bao-hiem-chay-no-chung-cu-7.jpg\" alt=\"\u0110\u1ed1i v\u1edbi chung c\u01b0 c\u00f3 h\u1ec7 th\u1ed1ng ch\u1eefa ch\u00e1y t\u1ef1 \u0111\u1ed9ng\" width=\"800\" height=\"450\" title=\"\" srcset=\"https:\/\/cdnnews.mogi.vn\/news\/wp-content\/uploads\/2024\/01\/08113641\/bao-hiem-chay-no-chung-cu-7.jpg 800w, https:\/\/cdnnews.mogi.vn\/news\/wp-content\/uploads\/2024\/01\/08113641\/bao-hiem-chay-no-chung-cu-7-300x169.jpg 300w, https:\/\/cdnnews.mogi.vn\/news\/wp-content\/uploads\/2024\/01\/08113641\/bao-hiem-chay-no-chung-cu-7-768x432.jpg 768w, https:\/\/cdnnews.mogi.vn\/news\/wp-content\/uploads\/2024\/01\/08113641\/bao-hiem-chay-no-chung-cu-7-696x392.jpg 696w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-232231\" class=\"wp-caption-text\">M\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 b\u1eaft bu\u1ed9c s\u1ebd \u0111\u01b0\u1ee3c doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m v\u00e0 b\u00ean mua b\u1ea3o hi\u1ec3m th\u1ecfa thu\u1eadn<\/figcaption><\/figure>\n<ul style=\"text-align: justify;\">\n<li>\n<p>Doanh nghi\u1ec7p v\u00e0 t\u1ed5 ch\u1ee9c b\u1ea3o hi\u1ec3m n\u01b0\u1edbc ngo\u00e0i \u0111\u1ee9ng \u0111\u1ea7u trong vi\u1ec7c nh\u1eadn t\u00e1i b\u1ea3o hi\u1ec3m, c\u00f9ng v\u1edbi doanh nghi\u1ec7p v\u00e0 t\u1ed5 ch\u1ee9c b\u1ea3o hi\u1ec3m n\u01b0\u1edbc ngo\u00e0i nh\u1eadn t\u00e1i b\u1ea3o hi\u1ec3m, ph\u1ea3i \u0111\u00e1p \u1ee9ng y\u00eau c\u1ea7u v\u1ec1 t\u1ef7 l\u1ec7 t\u00e1i b\u1ea3o hi\u1ec3m t\u1ed1i thi\u1ec3u t\u1eeb 10% t\u1ed5ng m\u1ee9c tr\u00e1ch nhi\u1ec7m c\u1ee7a m\u1ed7i h\u1ee3p \u0111\u1ed3ng t\u00e1i b\u1ea3o hi\u1ec3m, theo quy \u0111\u1ecbnh t\u1ea1i kho\u1ea3n 9 \u0110i\u1ec1u 4 c\u1ee7a Ngh\u1ecb \u0111\u1ecbnh 67\/2023\/N\u0110-CP.<\/p>\n<\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><strong>Xem th\u00eam: <a href=\"https:\/\/mogi.vn\/news\/thiet-ke-can-ho-studio-dep-188713\/\" target=\"_blank\" rel=\"noopener\"><em>M\u1eabu Thi\u1ebft K\u1ebf C\u0103n H\u1ed9 Studio \u0110\u1eb9p, Hi\u1ec7n \u0110\u1ea1i Gi\u00e1 R\u1ebb<\/em><\/a><\/strong><\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Doi_voi_chung_cu_khong_co_he_thong_chua_chay_tu_dong\"><\/span><strong>\u0110\u1ed1i v\u1edbi chung c\u01b0 kh\u00f4ng c\u00f3 h\u1ec7 th\u1ed1ng ch\u1eefa ch\u00e1y t\u1ef1 \u0111\u1ed9ng<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul style=\"text-align: justify;\">\n<li>\n<p>\u0110\u1ed1i v\u1edbi chung c\u01b0 kh\u00f4ng c\u00f3 h\u1ec7 th\u1ed1ng ph\u00f2ng ch\u00e1y t\u1ef1 \u0111\u1ed9ng th\u00ec s\u1ebd c\u00f3 m\u1ee9c ph\u00ed l\u00e0 0.1% \/ n\u0103m.<\/p>\n<\/li>\n<\/ul>\n<p>*N\u1ebfu th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m kh\u00e1c 01 n\u0103m, m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 b\u1eaft bu\u1ed9c cho nh\u00e0 chung c\u01b0 s\u1ebd \u0111\u01b0\u1ee3c t\u00ednh theo c\u00f4ng th\u1ee9c:<\/p>\n<p style=\"text-align: center;\"><strong>Ph\u00ed b\u1ea3o hi\u1ec3m ph\u1ea3i n\u1ed9p = (Ph\u00ed b\u1ea3o hi\u1ec3m n\u0103m theo danh m\u1ee5c c\u01a1 s\u1edf c\u00f3 nguy hi\u1ec3m v\u1ec1 ch\u00e1y n\u1ed5 \/ 365 (ng\u00e0y)) x th\u1eddi h\u1ea1n \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m (ng\u00e0y).<\/strong><\/p>\n<figure id=\"attachment_232232\" aria-describedby=\"caption-attachment-232232\" style=\"width: 800px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-232232\" src=\"https:\/\/cdnnews.mogi.vn\/news\/wp-content\/uploads\/2024\/01\/08113647\/bao-hiem-chay-no-chung-cu-4.jpg\" alt=\"\u0110\u1ed1i v\u1edbi chung c\u01b0 kh\u00f4ng c\u00f3 h\u1ec7 th\u1ed1ng ch\u1eefa ch\u00e1y t\u1ef1 \u0111\u1ed9ng\" width=\"800\" height=\"450\" title=\"\" srcset=\"https:\/\/cdnnews.mogi.vn\/news\/wp-content\/uploads\/2024\/01\/08113647\/bao-hiem-chay-no-chung-cu-4.jpg 800w, https:\/\/cdnnews.mogi.vn\/news\/wp-content\/uploads\/2024\/01\/08113647\/bao-hiem-chay-no-chung-cu-4-300x169.jpg 300w, https:\/\/cdnnews.mogi.vn\/news\/wp-content\/uploads\/2024\/01\/08113647\/bao-hiem-chay-no-chung-cu-4-768x432.jpg 768w, https:\/\/cdnnews.mogi.vn\/news\/wp-content\/uploads\/2024\/01\/08113647\/bao-hiem-chay-no-chung-cu-4-696x392.jpg 696w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-232232\" class=\"wp-caption-text\">Nh\u00e0 chung c\u01b0 kh\u00f4ng c\u00f3 h\u1ec7 th\u1ed1ng ch\u1eefa ch\u00e1y t\u1ef1 \u0111\u1ed9ng: 0.1%\/n\u0103m<\/figcaption><\/figure>\n<p style=\"text-align: justify;\">*M\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m ph\u00f2ng ch\u00e1y n\u1ed5 kh\u00f4ng \u0111\u01b0\u1ee3c th\u1ea5p h\u01a1n c\u00e1c m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m t\u00e0i s\u1ea3n t\u01b0\u01a1ng \u1ee9ng. C\u1ee5 th\u1ec3 1.000 t\u1ef7 \u0111\u1ed3ng x 75% t\u1ef7 l\u1ec7 ph\u00ed b\u1ea3o hi\u1ec3m quy \u0111\u1ecbnh t\u1ea1i kho\u1ea3n 1 M\u1ee5c 2 Ph\u1ee5 l\u1ee5c 2 \u0111\u01b0\u1ee3c ban h\u00e0nh k\u00e8m theo Ngh\u1ecb \u0111\u1ecbnh 67\/2023\/N\u0110-CP.<\/p>\n<p style=\"text-align: justify;\"><strong>Xem th\u00eam: <a href=\"https:\/\/mogi.vn\/news\/can-ho-penthouses-gia-bao-nhieu-76655\/\" target=\"_blank\" rel=\"noopener\"><em>C\u0103n h\u1ed9 Penthouses gi\u00e1 bao nhi\u00eau? Xu h\u01b0\u1edbng c\u0103n h\u1ed9 n\u0103m 2022<\/em><\/a><\/strong><\/p>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Mua_bao_hiem_chay_no_chung_cu_o_dau\"><\/span><strong>Mua b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 chung c\u01b0 \u1edf \u0111\u00e2u?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\">Mua b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 nh\u00e0 chung c\u01b0 \u1edf \u0111\u00e2u? Hi\u1ec7n nay, tr\u00ean th\u1ecb tr\u01b0\u1eddng c\u00f3 nhi\u1ec1u c\u00f4ng ty b\u1ea3o hi\u1ec3m ph\u00e1t h\u00e0nh d\u1ecbch v\u1ee5 b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5. D\u01b0\u1edbi \u0111\u00e2y l\u00e0 m\u1ed9t s\u1ed1 g\u1ee3i \u00fd v\u1ec1 c\u00e1c c\u00f4ng ty uy t\u00edn v\u00e0 c\u00f3 m\u1ee9c ph\u00ed ph\u00f9 h\u1ee3p:<\/p>\n<ul style=\"text-align: justify;\">\n<li>\n<p>C\u00f4ng ty b\u1ea3o hi\u1ec3m B\u1ea3o Vi\u1ec7t: L\u00e0 m\u1ed9t trong nh\u1eefng \u0111\u01a1n v\u1ecb uy t\u00edn h\u00e0ng \u0111\u1ea7u v\u1ec1 d\u1ecbch v\u1ee5 b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 v\u00e0 c\u00e1c d\u1ecbch v\u1ee5 b\u1ea3o hi\u1ec3m kh\u00e1c.<\/p>\n<\/li>\n<li>\n<p>C\u00f4ng ty B\u1ea3o hi\u1ec3m B\u1ea3o Minh: V\u1edbi 26 n\u0103m kinh nghi\u1ec7m, B\u1ea3o Minh \u0111\u00e3 \u0111\u1ea1t \u0111\u01b0\u1ee3c uy t\u00edn v\u00e0 \u0111\u01b0a ra c\u00e1c s\u1ea3n ph\u1ea9m d\u1ecbch v\u1ee5 nh\u1eb1m gi\u1ea3m thi\u1ec3u r\u1ee7i ro cho kh\u00e1ch h\u00e0ng. B\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 l\u00e0 m\u1ed9t trong nh\u1eefng l\u0129nh v\u1ef1c m\u00e0 B\u1ea3o Minh n\u1ed5i ti\u1ebfng.<\/p>\n<\/li>\n<\/ul>\n<figure id=\"attachment_232261\" aria-describedby=\"caption-attachment-232261\" style=\"width: 800px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-232261\" src=\"https:\/\/cdnnews.mogi.vn\/news\/wp-content\/uploads\/2024\/01\/08114618\/bao-hiem-chay-no-chung-cu-9.jpg\" alt=\"Mua b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 chung c\u01b0 \u1edf \u0111\u00e2u?\" width=\"800\" height=\"450\" title=\"\" srcset=\"https:\/\/cdnnews.mogi.vn\/news\/wp-content\/uploads\/2024\/01\/08114618\/bao-hiem-chay-no-chung-cu-9.jpg 800w, https:\/\/cdnnews.mogi.vn\/news\/wp-content\/uploads\/2024\/01\/08114618\/bao-hiem-chay-no-chung-cu-9-300x169.jpg 300w, https:\/\/cdnnews.mogi.vn\/news\/wp-content\/uploads\/2024\/01\/08114618\/bao-hiem-chay-no-chung-cu-9-768x432.jpg 768w, https:\/\/cdnnews.mogi.vn\/news\/wp-content\/uploads\/2024\/01\/08114618\/bao-hiem-chay-no-chung-cu-9-696x392.jpg 696w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-232261\" class=\"wp-caption-text\">V\u1edbi 26 n\u0103m kinh nghi\u1ec7m, B\u1ea3o Minh \u0111\u00e3 \u0111\u1ea1t \u0111\u01b0\u1ee3c uy t\u00edn, \u0111\u01b0a ra c\u00e1c s\u1ea3n ph\u1ea9m d\u1ecbch v\u1ee5 nh\u1eb1m gi\u1ea3m thi\u1ec3u r\u1ee7i ro cho kh\u00e1ch h\u00e0ng<\/figcaption><\/figure>\n<ul style=\"text-align: justify;\">\n<li>\n<p>C\u00f4ng ty B\u1ea3o hi\u1ec3m BIDV (BIC): L\u00e0 c\u00f4ng ty b\u1ea3o hi\u1ec3m thu\u1ed9c t\u1eadp \u0111o\u00e0n t\u00e0i ch\u00ednh <a href=\"https:\/\/vi.wikipedia.org\/wiki\/Ng%C3%A2n_h%C3%A0ng_Th%C6%B0%C6%A1ng_m%E1%BA%A1i_c%E1%BB%95_ph%E1%BA%A7n_%C4%90%E1%BA%A7u_t%C6%B0_v%C3%A0_Ph%C3%A1t_tri%E1%BB%83n_Vi%E1%BB%87t_Nam\" target=\"_blank\" rel=\"nofollow noopener\">BIDV<\/a>, c\u00f3 ti\u1ec1m l\u1ef1c t\u00e0i ch\u00ednh m\u1ea1nh. BIC l\u00e0 m\u1ed9t trong nh\u1eefng doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m phi nh\u00e2n th\u1ecd uy t\u00edn v\u00e0 c\u00f3 t\u1ef7 su\u1ea5t sinh l\u1eddi cao.<\/p>\n<\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><strong>Xem th\u00eam: <a href=\"https:\/\/mogi.vn\/news\/thiet-ke-noi-that-chung-cu-2-phong-ngu-224851\/\" target=\"_blank\" rel=\"noopener\"><em>T\u1ed5ng H\u1ee3p M\u1eabu Thi\u1ebft K\u1ebf N\u1ed9i Th\u1ea5t Chung C\u01b0 2 Ph\u00f2ng Ng\u1ee7 \u0110\u1eb9p \u1ea4n T\u01b0\u1ee3ng<\/em><\/a><\/strong><\/p>\n<ul style=\"text-align: justify;\">\n<li>\n<p>C\u00f4ng ty b\u1ea3o hi\u1ec3m h\u00e0ng kh\u00f4ng VNI: VNI l\u00e0 c\u00f4ng ty b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 h\u00e0ng \u0111\u1ea7u Vi\u1ec7t Nam v\u00e0 c\u00f3 v\u1ed1n \u0111i\u1ec1u l\u1ec7 l\u1edbn. VNI l\u00e0 m\u1ed9t trong nh\u1eefng th\u01b0\u01a1ng hi\u1ec7u b\u1ea3o hi\u1ec3m phi nh\u00e2n th\u1ecd uy t\u00edn tr\u00ean th\u1ecb tr\u01b0\u1eddng.<\/p>\n<\/li>\n<li>\n<p>B\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 PJICO: PJICO \u0111\u01b0\u1ee3c bi\u1ebft \u0111\u1ebfn l\u00e0 m\u1ed9t trong nh\u1eefng c\u00f4ng ty b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd ch\u1ea5t l\u01b0\u1ee3ng v\u00e0 mang l\u1ea1i l\u1ee3i \u00edch b\u1ea3o v\u1ec7 t\u1ed1t cho kh\u00e1ch h\u00e0ng. PJICO l\u00e0 nh\u00e0 b\u1ea3o hi\u1ec3m h\u00e0ng \u0111\u1ea7u Vi\u1ec7t Nam v\u1edbi m\u1ea1ng l\u01b0\u1edbi ph\u00e2n ph\u1ed1i r\u1ed9ng v\u00e0 c\u00e1c ti\u1ec7n \u00edch nh\u01b0 b\u1ea3o hi\u1ec3m tr\u1ef1c tuy\u1ebfn v\u00e0 d\u1ecbch v\u1ee5 c\u1ee9u h\u1ed9 \u00f4 t\u00f4 24\/7.<\/p>\n<\/li>\n<\/ul>\n<figure id=\"attachment_232244\" aria-describedby=\"caption-attachment-232244\" style=\"width: 800px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-232244\" src=\"https:\/\/cdnnews.mogi.vn\/news\/wp-content\/uploads\/2024\/01\/08113927\/bao-hiem-chay-no-chung-cu-10.jpg\" alt=\"Mua b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 chung c\u01b0 \u1edf \u0111\u00e2u?\" width=\"800\" height=\"450\" title=\"\" srcset=\"https:\/\/cdnnews.mogi.vn\/news\/wp-content\/uploads\/2024\/01\/08113927\/bao-hiem-chay-no-chung-cu-10.jpg 800w, https:\/\/cdnnews.mogi.vn\/news\/wp-content\/uploads\/2024\/01\/08113927\/bao-hiem-chay-no-chung-cu-10-300x169.jpg 300w, https:\/\/cdnnews.mogi.vn\/news\/wp-content\/uploads\/2024\/01\/08113927\/bao-hiem-chay-no-chung-cu-10-768x432.jpg 768w, https:\/\/cdnnews.mogi.vn\/news\/wp-content\/uploads\/2024\/01\/08113927\/bao-hiem-chay-no-chung-cu-10-696x392.jpg 696w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-232244\" class=\"wp-caption-text\">PJICO \u0111\u01b0\u1ee3c bi\u1ebft \u0111\u1ebfn l\u00e0 m\u1ed9t trong nh\u1eefng c\u00f4ng ty b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd ch\u1ea5t l\u01b0\u1ee3ng v\u00e0 mang l\u1ea1i l\u1ee3i \u00edch b\u1ea3o v\u1ec7 t\u1ed1t cho kh\u00e1ch h\u00e0ng<\/figcaption><\/figure>\n<p style=\"text-align: justify;\">Ngo\u00e0i nh\u1eefng c\u00f4ng ty b\u1ea3o hi\u1ec3m tr\u00ean b\u1ea1n c\u00f3 th\u1ec3 tham kh\u1ea3o th\u00eam b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 chung c\u01b0 PVI. Khi quan t\u00e2m \u0111\u1ebfn mua b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 cho chung c\u01b0, b\u1ea1n n\u00ean t\u00ecm hi\u1ec3u k\u1ef9 v\u1ec1 c\u00e1c c\u00f4ng ty, so s\u00e1nh c\u00e1c s\u1ea3n ph\u1ea9m v\u00e0 m\u1ee9c ph\u00ed \u0111\u1ec3 c\u00f3 quy\u1ebft \u0111\u1ecbnh ph\u00f9 h\u1ee3p v\u1edbi nhu c\u1ea7u v\u00e0 ng\u00e2n s\u00e1ch c\u1ee7a b\u1ea1n.<\/p>\n<p style=\"text-align: justify;\"><strong>Xem th\u00eam: <em>C\u0103n h\u1ed9 cho thu\u00ea gi\u00e1 r\u1ebb: tuy\u1ec7t chi\u00eau s\u1edf h\u1eefu trong nh\u00e1y m\u1eaft!<\/em><\/strong><\/p>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Tron_mua_bao_hiem_chay_no_nha_chung_cu_bi_xu_ly_the_nao\"><\/span><strong>Tr\u1ed1n mua b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 nh\u00e0 chung c\u01b0 b\u1ecb x\u1eed l\u00fd th\u1ebf n\u00e0o?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\">M\u1eb7c d\u00f9 \u0111\u00e3 c\u00f3 quy \u0111\u1ecbnh v\u1ec1 vi\u1ec7c mua b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 cho nh\u00e0 chung c\u01b0, tuy nhi\u00ean, nhi\u1ec1u \u0111\u01a1n v\u1ecb v\u00e0 c\u00e1 nh\u00e2n v\u1eabn kh\u00f4ng th\u1ef1c hi\u1ec7n. Nguy\u00ean nh\u00e2n c\u00f3 th\u1ec3 l\u00e0 do lo ng\u1ea1i v\u1ec1 chi ph\u00ed, ho\u1eb7c do thi\u1ebfu nh\u1eadn th\u1ee9c v\u1ec1 m\u1ee9c \u0111\u1ed9 nghi\u00eam tr\u1ecdng v\u00e0 h\u1eadu qu\u1ea3 n\u1eb7ng n\u1ec1 m\u00e0 ch\u00e1y n\u1ed5 c\u00f3 th\u1ec3 g\u00e2y ra. V\u00ec v\u1eady, nhi\u1ec1u ng\u01b0\u1eddi \u0111\u00e3 l\u1edd \u0111i v\u00e0 th\u01b0\u1eddng b\u1ecf qua lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0y.<\/p>\n<figure id=\"attachment_232260\" aria-describedby=\"caption-attachment-232260\" style=\"width: 800px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-232260\" src=\"https:\/\/cdnnews.mogi.vn\/news\/wp-content\/uploads\/2024\/01\/08114548\/bao-hiem-chay-no-chung-cu-6.jpg\" alt=\"Tr\u1ed1n mua b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 nh\u00e0 chung c\u01b0 b\u1ecb x\u1eed l\u00fd th\u1ebf n\u00e0o?\" width=\"800\" height=\"450\" title=\"\" srcset=\"https:\/\/cdnnews.mogi.vn\/news\/wp-content\/uploads\/2024\/01\/08114548\/bao-hiem-chay-no-chung-cu-6.jpg 800w, https:\/\/cdnnews.mogi.vn\/news\/wp-content\/uploads\/2024\/01\/08114548\/bao-hiem-chay-no-chung-cu-6-300x169.jpg 300w, https:\/\/cdnnews.mogi.vn\/news\/wp-content\/uploads\/2024\/01\/08114548\/bao-hiem-chay-no-chung-cu-6-768x432.jpg 768w, https:\/\/cdnnews.mogi.vn\/news\/wp-content\/uploads\/2024\/01\/08114548\/bao-hiem-chay-no-chung-cu-6-696x392.jpg 696w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-232260\" class=\"wp-caption-text\">\u0110\u00e3 c\u00f3 quy \u0111\u1ecbnh v\u1ec1 vi\u1ec7c mua b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 cho nh\u00e0 chung c\u01b0, tuy nhi\u00ean, nhi\u1ec1u \u0111\u01a1n v\u1ecb v\u00e0 c\u00e1 nh\u00e2n v\u1eabn kh\u00f4ng th\u1ef1c hi\u1ec7n<\/figcaption><\/figure>\n<p style=\"text-align: justify;\"><strong>Xem th\u00eam: <a href=\"https:\/\/mogi.vn\/news\/thiet-ke-noi-that-chung-cu-hien-dai-224233\/\" target=\"_blank\" rel=\"noopener\"><em>99+ M\u1eabu Thi\u1ebft K\u1ebf N\u1ed9i Th\u1ea5t Chung C\u01b0 Hi\u1ec7n \u0110\u1ea1i \u2013 Xu H\u01b0\u1edbng C\u0103n H\u1ed9 2024<\/em><\/a><\/strong><\/p>\n<p style=\"text-align: justify;\">Theo quy \u0111\u1ecbnh t\u1ea1i \u0110i\u1ec1u 46 c\u1ee7a Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 167\/2013\/N\u0110-CP, vi ph\u1ea1m kh\u00f4ng mua b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c s\u1ebd b\u1ecb x\u1eed ph\u1ea1t nh\u01b0 sau:<\/p>\n<ul style=\"text-align: justify;\">\n<li>\u0110\u1ed1i v\u1edbi c\u00e1 nh\u00e2n: b\u1ecb ph\u1ea1t t\u1eeb 30 \u0111\u1ebfn 50 tri\u1ec7u \u0111\u1ed3ng.<\/li>\n<li>\u0110\u1ed1i v\u1edbi t\u1ed5 ch\u1ee9c: b\u1ecb ph\u1ea1t t\u1eeb 60 \u0111\u1ebfn 100 tri\u1ec7u \u0111\u1ed3ng n\u1ebfu kh\u00f4ng mua b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 chung c\u01b0.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">M\u1ee5c ti\u00eau c\u1ee7a vi\u1ec7c \u00e1p d\u1ee5ng c\u00e1c bi\u1ec7n ph\u00e1p x\u1eed ph\u1ea1t l\u00e0 \u0111\u1ec3 t\u1ea1o ra m\u1ed9t m\u00f4i tr\u01b0\u1eddng an to\u00e0n h\u01a1n v\u00e0 \u0111\u1ea3m b\u1ea3o r\u1eb1ng m\u1ecdi ng\u01b0\u1eddi th\u1ef1c hi\u1ec7n nghi\u00eam t\u00fac vi\u1ec7c mua b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 chung c\u01b0 b\u1eaft bu\u1ed9c \u0111\u1ec3 b\u1ea3o v\u1ec7 t\u00e0i s\u1ea3n v\u00e0 ng\u01b0\u1eddi d\u00e2n kh\u1ecfi nguy c\u01a1 ch\u00e1y n\u1ed5.<\/p>\n<figure id=\"attachment_232270\" aria-describedby=\"caption-attachment-232270\" style=\"width: 800px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-232270\" src=\"https:\/\/cdnnews.mogi.vn\/news\/wp-content\/uploads\/2024\/01\/08120004\/bao-hiem-chay-no-chung-cu-8.jpg\" alt=\"Tr\u1ed1n mua b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 nh\u00e0 chung c\u01b0 b\u1ecb x\u1eed l\u00fd th\u1ebf n\u00e0o?\" width=\"800\" height=\"450\" title=\"\" srcset=\"https:\/\/cdnnews.mogi.vn\/news\/wp-content\/uploads\/2024\/01\/08120004\/bao-hiem-chay-no-chung-cu-8.jpg 800w, https:\/\/cdnnews.mogi.vn\/news\/wp-content\/uploads\/2024\/01\/08120004\/bao-hiem-chay-no-chung-cu-8-300x169.jpg 300w, https:\/\/cdnnews.mogi.vn\/news\/wp-content\/uploads\/2024\/01\/08120004\/bao-hiem-chay-no-chung-cu-8-768x432.jpg 768w, https:\/\/cdnnews.mogi.vn\/news\/wp-content\/uploads\/2024\/01\/08120004\/bao-hiem-chay-no-chung-cu-8-696x392.jpg 696w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-232270\" class=\"wp-caption-text\">\u0110\u1ed1i v\u1edbi c\u00e1 nh\u00e2n kh\u00f4ng mua b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 chung c\u01b0 b\u1ecb ph\u1ea1t t\u1eeb 30 \u0111\u1ebfn 50 tri\u1ec7u \u0111\u1ed3ng<\/figcaption><\/figure>\n<p style=\"text-align: justify;\">B\u00e0i vi\u1ebft tr\u00ean Mogi \u0111\u00e3 c\u00f9ng b\u1ea1n t\u00ecm hi\u1ec3m l\u1ee3i \u00edch c\u1ee7a vi\u1ec7c mua b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 b\u1eaft bu\u1ed9c chung c\u01b0. Hy v\u1ecdng b\u1ea1n \u0111\u00e3 t\u00ecm ra \u0111\u01b0\u1ee3c n\u01a1i uy t\u00edn \u0111\u1ec3 mua <strong>b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 chung c\u01b0<\/strong>. \u0110\u1eebng qu\u00ean truy c\u1eadp v\u00e0o <a href=\"https:\/\/mogi.vn\/\" target=\"_blank\" rel=\"noopener\"><strong>Mogi.vn<\/strong><\/a> \u0111\u1ec3 c\u1eadp nh\u1eadt th\u00eam nhi\u1ec1u th\u00f4ng tin m\u1edbi nh\u1ea5t v\u1ec1 lu\u1eadt nh\u00e0 \u0111\u1ea5t v\u00e0 phong th\u1ee7y nh\u00e9.<\/p>\n<p style=\"text-align: justify;\"><strong>Xem th\u00eam:\u00a0<\/strong><\/p>\n<ul style=\"text-align: justify;\">\n<li><a href=\"https:\/\/mogi.vn\/ho-chi-minh\/thue-can-ho-chung-cu\" target=\"_blank\" rel=\"noopener\"><em><strong>Cho Thu\u00ea C\u0103n H\u1ed9 Chung C\u01b0 TPHCM \u0110\u1ea7y \u0110\u1ee7 Ti\u1ec7n Nghi, Gi\u00e1 T\u1ed1t<\/strong><\/em><\/a><\/li>\n<li><a href=\"https:\/\/mogi.vn\/mua-can-ho-chung-cu\" target=\"_blank\" rel=\"noopener\"><em><strong>Mua B\u00e1n C\u0103n H\u1ed9 Chung C\u01b0 Gi\u00e1 R\u1ebb Uy T\u00edn To\u00e0n Qu\u1ed1c<\/strong><\/em><\/a><\/li>\n<li><a href=\"https:\/\/mogi.vn\/ha-noi\/thue-can-ho-chung-cu\" target=\"_blank\" rel=\"noopener\"><em><strong>Cho Thu\u00ea C\u0103n H\u1ed9 Chung C\u01b0 H\u00e0 N\u1ed9i Gi\u00e1 R\u1ebb, Th\u1ee7 T\u1ee5c Nhanh Ch\u00f3ng<\/strong><\/em><\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>V\u1edbi s\u1ef1 gia t\u0103ng v\u1ec1 s\u1ed1 l\u01b0\u1ee3ng chung c\u01b0 v\u00e0 nguy c\u01a1 ch\u00e1y n\u1ed5, b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 chung c\u01b0 \u0111\u00e3 tr\u1edf th\u00e0nh m\u1ed9t y\u1ebfu t\u1ed1 c\u1ea7n thi\u1ebft \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o an to\u00e0n v\u00e0 b\u1ea3o v\u1ec7 t\u00e0i s\u1ea3n c\u1ee7a c\u01b0 d\u00e2n. M\u1ed9t v\u1ee5 ch\u00e1y n\u1ed5 c\u00f3 th\u1ec3 g\u00e2y thi\u1ec7t h\u1ea1i nghi\u00eam tr\u1ecdng v\u00e0 \u0111e d\u1ecda [&hellip;]<\/p>\n","protected":false},"author":172,"featured_media":232180,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"ub_ctt_via":"","_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[27,3071],"tags":[],"acf":[],"featured_image_src":"https:\/\/cdnnews.mogi.vn\/news\/wp-content\/uploads\/2024\/01\/08094713\/bao-hiem-chay-no-chung-cu.jpg","author_info":{"display_name":"Nguy\u1ec5n Hi\u1ec1n","author_link":"https:\/\/mogi.vn\/news\/author\/hien-nguyen\/"},"modified_by":null,"_links":{"self":[{"href":"https:\/\/mogi.vn\/news\/wp-json\/wp\/v2\/posts\/232149"}],"collection":[{"href":"https:\/\/mogi.vn\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mogi.vn\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mogi.vn\/news\/wp-json\/wp\/v2\/users\/172"}],"replies":[{"embeddable":true,"href":"https:\/\/mogi.vn\/news\/wp-json\/wp\/v2\/comments?post=232149"}],"version-history":[{"count":0,"href":"https:\/\/mogi.vn\/news\/wp-json\/wp\/v2\/posts\/232149\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/mogi.vn\/news\/wp-json\/wp\/v2\/media\/232180"}],"wp:attachment":[{"href":"https:\/\/mogi.vn\/news\/wp-json\/wp\/v2\/media?parent=232149"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mogi.vn\/news\/wp-json\/wp\/v2\/categories?post=232149"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mogi.vn\/news\/wp-json\/wp\/v2\/tags?post=232149"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}